First thing and the most important thing to note is that I do not recommend ever using a payday lender. If you need a small loan quickly to pay bills or for cash flow, then you will n [...]

There are always many questions that I am asked in relation to whether a debt needs to be paid or not and the simple answer is sometimes a surprise to some to learn that their unpaid [...]

How can I fix my own credit report?  If negative information on your credit report is dragging down your scores, you're likely looking forward to the day it goes away. Unfortunately, [...]

Will a Part 9 Debt Agreement help my credit in the future? Debt agreements can seem like a great alternative from being hassled by debt collectors feeling overwhelming debt pressure, [...]

How is your credit report affected during COVID-19 and Financial Hardship? Australia, along with many countries around the world is facing unprecedented challenges cause by the corona [...]

How does Credit reporting work? In the past, Australia operated on a primarily negative reporting system. What that means that on a person’s credit file, is the only information avail [...]