What lowers my credit score and how can I repair my credit? You probably know how important your credit score is when you’re applying for a loan. But do you know exactly what lowers y [...]

It’s more common that what you would think… Financial abuse. But what is it exactly? And how can that affect one’s credit report? Financial abuse can severely impact one’s credit score [...]

Credit repair is supposed to remove information that shouldn’t be on your credit reports, so it will stop dragging down your credit scores. However, some information on the internet t [...]

First thing and the most important thing to note is that I do not recommend ever using a payday lender. If you need a small loan quickly to pay bills or for cash flow, then you will n [...]

There are always many questions that I am asked in relation to whether a debt needs to be paid or not and the simple answer is sometimes a surprise to some to learn that their unpaid [...]

How can I fix my own credit report?  If negative information on your credit report is dragging down your scores, you're likely looking forward to the day it goes away. Unfortunately, [...]