Type of informationStays on your credit report for

Bankruptcy

 

The later of 5 years starting on the day you became bankrupt, or 2 years starting on the day you were no longer bankrupt

Court Judgment

 

5 years

 

Credit Enquiry

 

5 years

 

Current Consumer Credit Obligations

 

2 years (from the end of the consumer credit)

 

Debt Agreement

The later of:

5 years from the day the agreement was made

or

2 years from the day the agreement was:

  • terminated
  • ends when the agreement ends under s 185N of the Bankruptcy Act 1966
  • an order was made declaring the agreement void

Default

 

5 years

 

Repayment History Indicators (RHI)

 

2 years

 

Serious Credit Infringement

 

7 years