We fix credit offers a complete service for those who want Credit Repair in Australia.
Has your loan application been refused or unfairly conditioned because?
- Unpaid Overdue Payment Listing on your Credit File
- Paid Overdue Payment Listing on your Credit File
- Court Judgement on your Credit File (Outstanding or Paid)
- Pending Court Action – Summons, Statement of Claim on your Credit File
- Serious Credit infringement Listing on your Credit File
- Fraudulent Identity Theft on your Credit File
- Low Credit Score (even though you have a clean record)
- Other anomalies on your Credit File
There is a very good chance we can assist you!
Why Choose We Fix Credit for your credit repair needs?
At We Fix Credit, we employ locally based staff in Australia. We Fix Credit does not employ high-pressure ‘sales’ staff in a call centre or application processing staff offshore.
What this means in terms of benefit to you, is that you will speak directly with the qualified person that will be managing your case from the beginning to the end. All of our work and processing is performed here locally providing you with peace of mind that your privacy and the quality of service is maintained with the most honest and best credit fix solutions offered to you. This means that the communication for your credit repair service is open and easy. You are able to simply pick up the phone and speak with your professional Credit Repair Advocate at any time. Communication is important as it often results in a swifter and more effective result, hence why our turnaround time is much faster than any other credit repair service in the country.
Our entire team is here at any time for you directly, whether you simply have an enquiry or choose to engage the services of We Fix Credit you will receive a premium credit repair service.
How to Get Your Free Credit Report
Learn how to get your free credit report and contact us for a no obligation credit health check!
Testimonials
I was referred to We Fix Credit from a good friend. Alicia and her team successfully removed the credit default and saved me over $40,000 in the process. I am very happy with this result and would recommend We Fix Credit to anyone in a similar situation. Thank you ????
I was referred to We Fix Credit from a good friend. Alicia and her team successfully removed the credit default and saved me over $40,000 in the process. I am very happy with this result and would recommend We Fix Credit to anyone in a similar situation. Thank you ????
I was referred to We Fix Credit from a good friend. Alicia and her team successfully removed the credit default and saved me over $40,000 in the process. I am very happy with this result and would recommend We Fix Credit to anyone in a similar situation. Thank you ????
Words cannot describe how grateful I am to Alicia and the team. Thank you! I can now get on with my loan. Debt was wiped and the two defaults REMOVED! Thank you ????
Thanks to the professional team I am able to release my company car fleet.
Five stars from me. Would not hesitate to recommend to anyone with credit listings
Extraordinary service. Fixed my problem in less than half the time that was initially advised. Couldn’t speak more highly of their team. Thank you.
We Fix Credit fixed my credit ????
I work in the finance industry and I have referred a number of my clients to Alicia and the team at We Fix Credit. My client’s have had a 100% success rate with rectifying credit issues that should not impact their ability to obtain finance to grow their business’ or asset bases.
Thank you We Fix Credit for assisting another one of our clienteles. They are extremely appreciative of your professionalism and most of all, in successfully removing their issue which was causing them grief.
Thank you We Fix Credit for assisting another one of our clienteles. They are extremely appreciative of your professionalism and most of all, in successfully removing their issue which was causing them grief.
Thank you We Fix Credit for assisting another one of our clienteles. They are extremely appreciative of your professionalism and most of all, in successfully removing their issue which was causing them grief.
I am so happy with my end result all 6 problems removed after my divorce I’m able to get a loan now thanks team
I have been recommending my mortgage clients here for years. The results have always exceeded my expectations and time frame. I look forward to working with the we fix credit team for many years to come.
Thank you We Fix Credit you have given me a great service five stars from me!
Very very happy with my dealings with Alicia and the team. Great results in good time as promised. I was sceptical about the whole process to begin with but once speaking with Alicia and the results started to come through i could not be happier with the outcome. Would highly recommend this company to anyone with credit issues.
Thanks again guys!
I am a farmer badly effected by drought and had gone through a divorce that left me financially crippled. Things started getting better but not long after I realised I had 2 credit defaults and needed to refinance my property. My broker referred me to We Fix Credit. He told me he sends all of his clients there. I dealt with Amanda who successfully removed both defaults in less than 5 weeks and I am now able to refinance. Thanks so much.
Thank you to the team at we fix credit for removing 2 of my defaults! could not be happier with the service I received and how fast they were able to remove them! I high recommend. Thank you we fix credit :)
I had several defaults against my name that actually were not mine. I had no knowledge of any debts until I tried to apply for a loan and found there were several defaults on my credit file. I tried to deal with this myself for years without any success. Alicia repaired my credit file in 3 weeks after I had been dealing with it myself for 2 years. I wish I had just come to her from the start it would have saved me from so much waisted time and unnecessary stress. I highly recommend the We fix Credit Team and I honestly cant thank them enough.
Words cannot describe how grateful I am to Alicia and the team. Thank you ! I can now get on with my loan, it was all mistaken identity and I tried myself for so long and went to another credit repair company and was mucked around for 6 months before I pulled the pin and went to We Fix Credit. Wish I had gone strait to Alicia in the first place. Debt was wiped and the two defaults REMOVED! Thank you ????
Alicia fixed my default in less than 3 weeks thanks so much!
Thank you to eric for fixing my credit file the process was easy and seamless. I was doubtful at first however I am now very impressed with the end result
Extraordinary service. Fixed my problem in less than half the time that was initially advised. Couldn’t speak more highly of their team. Thank you.
Dear Alicia at We Fix Credit,Thank you for all your hard work and dedication to my case. You have really given me back power in my life and the opportunity to help my children achieve the Australian dream and own their own home. I am forever appreciative to you for giving my family a new opportunity to start fresh and with a positive outlook to all of our futures. Debt and dealing with banks must be two of the most disheartening and stressful situations and for you to assist me (in fact I don’t think I will ever have to face another one of those phone calls again) was life changing. I appreciated your calm words, your wit and even your sense of humour.
Obviously I would be more than happy to recommend you, Alicia, and your team. Your integrity is matched by your decency and commitment. Please do not hesitate to use my name or forward my contact details to any prospective clients.
Wishing you the best in all your future endeavours and thank you again for giving me clear credit and opening up my opportunities,Jennifer
Very Happy with the 2 weeks turn around ! Fast service I am very happy, was expecting the whole process to be much more painful.
Very Happy.
Thank you
Thanks for changing my life !
Couple of years ago I suffered a serious sporting injury which left me unable to work. As a result I could not pay any expenses. I defaulted on my credit card, my car was repossessed and I had to move back interstate with my parents to survive. My credit rating was terrible with 3 defaults to my credit card company, my car financier and my previous energy provider.Once I was back working i hired We Fix Credit to help me fix my bad credit. Their staff were kind and understanding to my position and they managed to completely clear my credit history within 5 weeks. They even negotiated a 30% reduction in my debts!!
I don’t know what I would have done without Alicia and her team. They really helped me get back on my feet with a swift, professional service.
I could not recommended these guys more highly if you need help. ????
I was recommended by a friend to come and see the team at We fix Credit. They were very professional and efficient and got the result I was after. I would highly recommend Alicia and her team to anyone looking to rectify their credit situation.
Thanks Alicia once again. We have been using We Fix Credit for all our clients and they always have success. We refer them to all our clients. Thanks again.
Thankyou for a great experience, and the amazing service provided by you ladies, would definitely recommend we fix credit to anyone.
Amazing service provided spot on advice and fixed my issues. Would definatley recommend them.
Thanks to Alicia and Danielle I am now default free , thank you girls for all the hard work you have done.
Reliable team with quick service
Amazing service!
Recommended. Experienced professionals who are great at their job. My details were fraudulently used. They investigated it and got to the bottom of it and resolved the issue for me. Prompt communication and excellent customer service.
Great result by the team !!! Thanks so much Natalie and the team.
We fix credit was more than helpful, they managed to get the defaults removed in less than half the time they originally planned for, these girls know their job well & I’d recommend them anytime, am very happy with the results! So, to the team at We Fix Credit, Keep up the great work!
I cannot speak highly enough of my experience with We Fix Credit.
Not only did they successfully resolve the default issues on my credit history, but they went the extra mile, even involving AFCA, to achieve this remarkable result.
The process took around nine months, demonstrating their unwavering commitment to their clients’ success.
Now, I trust We Fix Credit to handle credit repair for all my clients.
Their dedication, expertise, and outstanding results make them the ultimate choice in credit repair services.
Five stars for We Fix Credit!
I engaged these beautiful ladies to help me with removing a default from my credit file. From start to finish took around 3 months in total. They did the job they were engaged to do, and made a massive improvement to my financial future.
I cried when I got the call telling me the default had been removed. It was something that had been hanging over my head for a few years and had me thinking it was not going to change.
A massive thank you to Alicia and her team for making my financial future look much brighter. I can’t thank you all enough :)
I couldn’t have been recommended a better team. They were awesome, especially knowing how difficult my case was to reach through, despite that they were successful in every way reaching my desired outcome within such a tight time frame! So honestly hats off to them. AMAZING! 👏🏽
These guys have been Great to deal with! Extremely happy with the results they’ve achieved. Great communication, fast, friendly and not to mention my credit rating is back to where I want it literally in a matter of a few short months 😁 Would Highly recommend.
What can I say?! These guys are pretty amazing. They helped fix a lot of the issues on my credit file and did a debt negotiation for me after my business took a hit . A truly honest and down to earth approach which is what I loved! I hopefully won’t need to use their service again 😜 as I’m now in a pretty good position thanks to their help but would definitely recommend to anyone who has issues on their credit report.
Personalised Credit Fix Solutions
Credit Defaults
Credit defaults remain on your credit file for 5 years unless you engage the services of a trusted credit repair organisation such as We Fix Credit. We can effectively remove the default listing totally from all credit bureaus, by way of our investigation techniques into procedural unfairness, mediation and negotiation. We can offer you a premium credit repair service with communication all the way through until your credit is clean and ready for finance.
Court Writs and Summons
These listings stay on your credit report for 5 years unless, we intervene and have these completely removed from all credit bureaus. A court writ is automatically recorded upon being served with a company claim in Western Australia only. We Fix Credit have effective methods in efficiently having these removed entirely.
Court Judgements
Court Judgements stay on your credit file for 5 years whether or not paid or unpaid from the date of the Judgement in court. The good news is we can have these removed entirely from your credit files in as little as 2-3 weeks. Having no Court Judgement listings on your credit file will enhance your credit report and allow you to more likely be approved of finance.
Debt Negotiation
Dealing with debt matters and debt collection companies can be extremely daunting and frustrating. By engaging a third party such as We Fix Credit to manage these matters for you can save you time, and even save you stacks of money in the process. It’s worthwhile to enquire to see what options you have, and how much you can save by choosing We Fix Credit to manage your debt matters. It’s a hassle fee and results driven process that will get you debt free in NO time at all without any complicated formal debt agreements that end up costing you more. You will agree that you have made the right choice to engage one of our professionals to assist you. At the same time, we are mindful to preserve your credit reputation whilst handling these matters for you.
Mediation Invoice Disputes
Running a business and accounts is a tough enough gig, without the problems arising from unfair or incorrect invoices and disputes to manage. This can take your time away from what you do best which is your business itself.
Having a third party that understand this and can deal with the dispute without the emotional factor is a great idea and a great advantage. You are welcome at any time to have a free no obligation chat on 1300 003 655 with one of our business Credit Repair Advocates to look at all your options and see if it is a worthwhile decision to take up this service.
Credit Score Improvement
Your credit score is now your credit lifeline. Credit Scores are now the lazy method in which banks and financial institutions approve or decline loans. Unfortunately, a low credit score can get you an auto-decline for no good reason. There are many factors which can contribute towards a low credit score. It’s definitely worthwhile to regularly check your credit score directly with the main credit reporting bureaus to check your credit health and to maintain clean credit.
If you notice that your score is low, contact one of our Credit Repair Advocates for a free consult as to what you may be able to do to improve your credit score and while you’re there get some free advice as to how to keep it high and healthy.
Identity Theft
Identity theft continues to pose challenges for consumers as criminals develop new means to commit fraud and cyber crime. This common problem can be difficult to tackle on one’s own. We Fix Credit sympathise with these situations and can resolve these matters without the you having to worry anymore and can put this ordeal behind you and clearing your good name. If you have been a victim of Identity Theft call us today to discuss how we can help you rectify this as smoothly and quickly as possible.
Incorrect Cross Reference Files
Cross references or multiple credit files can occur through genuine name change situations such as marriage or various other reason to do so. Other factors include changing drivers Licence numbers from state to state and some cross files are simply administrative and or identification errors.
In some cases, the cross file can be completely removed and in others we can assist you in having these consolidated into one credit file with one accurate credit score. This will in the eyes of other potential lenders make you appear more stable and legitimate. This is imperative in having your loan assessed correctly without any hiccups along the way. If you notice an incorrect spelling or issue with your information on your credit report, We Fix Credit can assist you with this credit repair process.
Late Repayment History Indicators (RHI)
Your Credit report may also have information about your payment history for your credit cards and other loans (e.g., personal loans and home loans) – that is, whether you’ve made your minimum payments on time. This is very important information as it tells the new credit provider how you’ve conducted those accounts, which gives them an indication of how you’re likely to repay the new debt and any future potential conduct issues that might arise with them. This is a record of all your past loan payments, particularly whether the minimum loan payments were made on time. Negative accounts will show any loan payments that are missed. RHI Is listed on your credit report for 24 months.
Credit Reporting Bureaus
We repair credit reports and credit scores with the following credit reporting bureaus.
The benefits of protecting your Credit File for your future include:
We Fix Credit News
Debt collection credit defaults
If you fall behind on your loan, credit card or bills, a debt collector might try to contact you. There are two capacities in which a debt collector might be acting; Where they are ac [...]
Default listings and Late repayment listings – How can this be fixed?
There are two major contributing factors that can quickly reduce your credit score. Payment Defaults Late Repayment History You can ask for assistance from your credit provider under [...]
Repayment History, Financial Hardship, and Payment Arrangement Information on Credit Reports
Repayment History Information (RHI) Repayment History Information records whether you have repaid credit on time. It can only be collected on credit regulated under the National Consu [...]